Five Core Drivers for the Next Fintech Evolution

Angelena Iglesia

Over the past decade, fintech has greatly disrupted the way people and businesses interact with financial services. In the future, fintech trends will continue to improve the livelihood of people with meaningful and valuable technology-based financial services.
This post is all about the key drivers leading fintech into the future.

Innovation trends in any industry are dependent on the evolving needs of customers and the lifecycle/stages of the products that are serving those customer needs. That said, there are four core facets to explore here.
These facets are the bridges that transport us from one trend to another in building a tomorrow that’s more inclusive, equitable, and built for improving financial wellbeing

1. “Why not?”; “How might we?”

These two simple questions, ‘why not?’ and ‘how might we?’, are the most powerful questions, especially when raised by individuals and communities that constantly seek out opportunities. When courageous minds

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What Is B2B FinTech

Angelena Iglesia

Over the last few years, consumer fintech has been all the rage. And for good reason: consumer fintech startups have greatly improved the customer experience across many financial applications. This has led to a number of great outcomes including Intuit’s acquisition of Credit Karma for $7.1B earlier this year and Paypal’s acquisition of Honey for $4B at the end of ’19. And consumers are voting with their wallets: 14.2M Americans (6% of US adults with a checking account) now consider a challenger bank like Chime, Varo, etc to be their primary bank.

While the spotlight has long centered on consumer fintech, 2020 will mark the year that B2B fintech finally steals the show. Not only b/c of the recent exits we’ve seen (Plaid’s $5.3B sale to Visa, SoFi’s $1.2B acquisition of Galileo and nCino’s recent IPO) but also because of the ever expanding purview of B2B fintech. This begs the

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Cloud Computing Testbed Chameleon Launches Third Phase with Focus on IoT and Reproducibility

Angelena Iglesia

Aug. 14, 2020 — Over the past decade, cloud computing grew from a tool used primarily by large scientific collaborations to one of the core technologies beneath the hood of the internet and other critical systems. That evolution continues today, as the Internet of Things (IoT), more powerful mobile applications, and serverless computing drive new scientific and commercial uses of cloud computing.

Since it launched in 2015, Chameleon has enabled these innovations by providing thousands of computer scientists with the bare metal access they need to assemble and test new cloud computing approaches. Under a new four-year, $10 million grant from the National Science Foundation, the cloud computing testbed led by the University of Chicago will further broaden its scope, adding new features for reproducibility, IoT and networking experimentation, and GPU computation to its core mission.

“Chameleon is a scientific instrument for computer science systems research,” said Kate Keahey, Consortium

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10 Sweeping Changes in 40 Years at the Helm

Angelena Iglesia

Ken Makovsky
Ken Makovsky

Advocacy is my passion.

It’s what led me to law school at Washington University in St. Louis many years ago. But to my surprise I learned that the law was one of several means of advocacy. Advocating for a cause influencing the court of public opinion was what I found truly exciting, moreso than influencing the court of law. This passion coupled with a yen for entrepreneurism led me to start my own firm, and found it upon the values of strategic advocacy for our clients.

The Makovsky agency has succeeded for nearly a thousand clients, thriving on the waves of change in how our work is performed. We started on a shoestring without clients! Our 40th Anniversary is a natural moment for reflection on our achievements—and the nearly 300 awards we have won, as well as the evolution of the firm and the spectacular talent that has

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Parents first line of defense against online predators

Angelena Iglesia

The Ledger

There is nothing more important than protecting our children. You’ve heard me say it over and over, parents need to be all up in your child’s business when it comes to online devices and mobile apps.

We can’t deny that the internet has revolutionized our lives, and most days I marvel at the evolution of the platform. We pay our bills, order our groceries, catch up with our friends on social media, and do all of our research online and often from the little device in the palm of our hands — our cellphone.

And, as a society, we are placing this powerful technology into the hands of our children often unchecked and with no coaching. It seems like children are given digital devices at increasingly younger ages, because for all intents and purposes, our kids simply “know” how to use them.

Recently, I was having trouble figuring

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The Evolution of Blockchain Games: Three Major Stages

Angelena Iglesia

When CryptoKitties burst onto the scene back in November 2017, we had our first taste of load-testing a blockchain solution at scale. Congestion spiked, and we saw glimpses of how far away we were from mass adoption being a realistic achievement. After setting about increasing “birthing fees,” in search of a better solution, the game continued to prove popular with both collectors and breeders and ignited the imaginations of countless developers and gaming communities. 

Stage one: Copy and paste

By taking a nonfungible token and attaching it to a regular video game, we introduce a basic economy that differs from the existing model of in-game “soft gold.” The NFT is a record of ownership, is transferable, and, in some instances, can be swapped for other fungible cryptocurrencies and fiat currencies. 

NFTs also guarantee an item’s uniqueness and signify it is one of a kind, different to all the others in

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Evolution Academy Charter Schools Announces Statewide Online Open Enrollment for Texas Students for the 2020-2021 School Year | News

Angelena Iglesia

DALLAS, Aug. 6, 2020 /PRNewswire/ — Evolution Academy Charter School System has announced open enrollment for its online program. In a historic move, the district has now been approved to enroll students for the online program from all over the state of Texas.

Evolution Academy originally rolled out a pilot version of its online high school program for eligible students during the Spring 2019 school semester. Since then, Evolution Academy has had great student success since shifting online. The district also partnered with Sprint’s 1 Million Foundation to provide devices and hotspots to address the needs of students who don’t have computers or Wi-Fi at home. This partnership will continue during the 2020-2021 school year. The 1Million Project Foundation launched in August 2017 with a mission to help one million high school students achieve their full potential by ensuring they have the digital tools and connectivity they need

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Smart Factory Market worth $244.8 billion by 2024 | CAGR of 9.76%

Angelena Iglesia

The MarketWatch News Department was not involved in the creation of this content.

Aug 17, 2020 (AB Digital via COMTEX) —
According to the new market research report “Smart Factory Market by Technology (DCS, PLC, MES, ERP, SCADA, PAM, HMI, PLM), Component (Sensors, Industrial Robots, Machine Vision Systems, Industrial 3D Printing), Industry, and Geography – Global Forecast to 2024”, The smart factory market is expected to be valued at USD 153.7 billion in 2019 and to grow USD 244.8 billion by 2024 at a CAGR of 9.76% between 2019 and 2024. Factors driving the growth of the market include increasing adoption of industrial robots, the evolution of Internet of Things (IoT), growing demand for the smart automation solutions, and increasing emphasis on regulatory compliances.

• Informational PDF Brochure :-
https://www.marketsandmarkets.com/pdfdownloadNew.asp?id=1227

Key players involved in the smart factory market are ABB (Switzerland), Emerson Electric (US), FANUC (Japan) General Electric (US), Honeywell

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Chinese close in on UK ‘internet of things’ pioneer

Angelena Iglesia

Fears growing as Chinese close in on UK ‘internet of things’ pioneer

Powerful activist investors have built up large stakes in UK-listed technology firm Telit Communications amid fears that a China-backed fund wants to take control. 

Telit – an ‘internet of things’ company whose technology helps machines to communicate with each other – hit the headlines in 2017 after allegations that its former chief executive Oozi Cats was a fugitive called Uzi Katz on the run from the US authorities. 

Eddie Stobart haulier owner Dbay Advisors, based on the Isle of Man, has declared it now owns 11.57 per cent of Telit. Its directors include Colin Kingsnorth, who also runs family office Laxey Partners, the scourge of major companies including British Land which it tried to break up in 2003. 

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TikTok and the Evolution of Digital Blackface

Angelena Iglesia

Editor’s note: As this story—the cover of our September issue—went to press, TikTok’s fate remained uncertain. We’ve updated the story with the latest news.

Everything will change in six days, when George Floyd stops breathing under the knee of a white police officer. But for now, it is May 19, an ordinary day during a global pandemic, and Brianna Blackmon is just waking up in her bedroom in Columbia, South Carolina, where she lives with her boyfriend and their blue-nose pit bull, DJ.

Blackmon showers, carefully applies powder-blue eyeshadow in the bathroom mirror, and marbles her lips with a muted sparkle gloss. The shirt she picks out is a simple crop top, on which the phrase “More Self-Love” is printed. Blackmon is a 23-year-old musician who performs under the name BJ From the Burbs. After she finishes her morning routine, she walks into her home office to record a new

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